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usury laws new york | Grantphillipslaw.com Protect yourself from unfair interest rates with the help of Grantphillipslaw.com. Our experienced team is well-versed in New York's usury laws. https://grantphillipslaw.com/new-york-mca-laws-updated/

What is the Intent of the New Law? The intent of S.B 5470 is to provide corporate and small business borrowers with more transparency surrounding their taking of credit, in order to allow for better, more informed decisions, a clearer understanding of how much is being borrowed and under what terms and to provide a corporate borrower with the ability to compare different offers of credit. https://grantphillipslaw.com/new-york-enacts-apr-disclosure-laws/

How will the new law be governed and monitored? The protocol and format of how lenders will issue, maintain and comply with the new law and the manner by which lenders will be monitored, will be prescribed by The New York Department of Financial Services (DFS). At the time of writing this article, the DFS has yet to issue guidance or provide instruction on Format and Compliance. https://grantphillipslaw.com/new-york-enacts-apr-disclosure-laws/

New York Joins California in Passing Disclosure Law. New York follows the State of California by enacting this type of law and like California, New York’s newly enacted statute applies to a Merchant Cash Advance. Like California, New York is trying to clean up its reputation as the bedrock and home of most Merchant Cash Advance, Confessions of Judgments, and other predatory loan type scams. New York State has spoken. https://grantphillipslaw.com/new-york-enacts-apr-disclosure-laws/

New York MCA Final Disclosure Laws New York State, by all accounts the haven State for Merchant Cash Advances, ironically is also one of the first States to enact laws that require certain consumer like disclosures even for several commercial loans. https://grantphillipslaw.com/new-york-mca-final-disclosure-laws/

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New York Enacts APR Disclosure Laws “New York State Adopts Truth In Lending (TILA) – Like Disclosure Law for Business Loans, including Merchant Cash Advance and Purchase of Future Receivables.” https://grantphillipslaw.com/new-york-enacts-apr-disclosure-laws/

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Understanding Dram Shop Law New York Dram Shop Law New York holds bars, restaurants, and alcohol vendors accountable for serving visibly intoxicated individuals who later cause harm. This law protects victims of alcohol-related accidents and provides a path to seek compensation. Understanding your rights under Dram Shop Law New York is crucial when dealing with negligence, liability, and justice in alcohol-related injury or wrongful death cases. #DramShopLawNewYork #AlcoholLiability https://www.sekaslawgroup.com/dram-shop-liquor-liability/