Selling your home without a real estate agent might sound challenging, but it’s completely doable when you have the right tools—especially the free paperwork for selling a house by owner. If you're thinking about doing a “For Sale by Owner” (FSBO) deal, knowing which documents you need is crucial. The good news? You don’t need to spend a fortune on paperwork. There are free, legal options available to help you sell your home confidently and legally.

Whether you’re an investor looking to offload a rental property or a homeowner trying to avoid agent fees, understanding the documents and where to find them will save time, money, and stress. This blog breaks it all down for you—step by step.

Why Sell a House Without a Real Estate Agent?

Many homeowners choose the FSBO route to save on commission fees, which typically range from 5% to 6% of the home's sale price. For example, if you’re selling a $300,000 home, that’s $15,000–$18,000 in fees. By selling a house by owner, you can keep more of the profit in your pocket.

But there's more to FSBO than just saving money:

• You have full control over the sale process.
• You set the price, schedule open houses, and negotiate directly with buyers.
• You avoid pressure from agents pushing quick sales.

Of course, the key to success is being well-prepared—especially when it comes to paperwork for selling a house.

What Paperwork Do You Need to Sell Your House by Owner?

Even though you’re not using a real estate agent, the legal requirements are the same. Here’s a list of essential documents every FSBO seller should have:

1. Property Disclosure Statement

This form lets buyers know about the condition of the home. In most states, sellers are legally required to disclose known issues like water damage, mold, lead paint, or foundation cracks.

2. Sales Agreement / Purchase Contract

This is the official agreement between the buyer and seller. It outlines the sales price, closing date, property details, and any included appliances or furniture.

3. Deed

The deed transfers ownership from the seller to the buyer. During closing, it’s signed and then recorded with the local government.

4. Bill of Sale

While the deed covers the house, the bill of sale is used to transfer personal property—like a refrigerator, washer, or light fixtures—that are included in the deal.

5. Lead-Based Paint Disclosure

Required for homes built before 1978, this federal form alerts buyers to the potential presence of lead paint.

6. Settlement Statement (HUD-1 or Closing Disclosure)

This outlines all final charges, credits, and payments made during the sale. Typically prepared by a title company or attorney.

7. Title Report

This document proves that you legally own the home and that there are no outstanding claims or liens.

Where to Find Free Paperwork for Selling a House by Owner

Now the big question—where can you find these documents for free?

You don’t need to pay expensive legal fees or purchase fancy software. Many reputable sources offer free downloadable real estate forms. Here are some options:

1. State Real Estate Commission Websites

Most states offer downloadable legal forms for real estate transactions. Simply visit your state’s real estate commission or department of housing.

2. Local County Clerk or Recorder Office

Some counties provide free forms for deeds and other legal paperwork. These may also be available at your local courthouse.

3. Title Companies and Escrow Services

Title agencies often provide free blank forms, especially if you're using them for the closing process. They may also help fill out the paperwork properly.

4. Legal Aid or Real Estate Law Clinics

For those on a tight budget, local legal aid services or university law clinics can provide assistance and access to free paperwork.

5. Trusted FSBO Websites

Websites dedicated to For Sale by Owner transactions, like FSBO.com or Zillow’s FSBO section, sometimes offer free document templates.

Tips for Managing the Paperwork Without an Agent

Just having the paperwork isn’t enough—you need to fill it out correctly. Here are some helpful tips:

• Do your research: Laws differ by state. Make sure the paperwork you use complies with local requirements.
• Use fillable PDFs or editable documents: This makes it easier to input your information neatly and professionally.
• Consider hiring a real estate attorney: Even if you’re selling by owner, an attorney can review your paperwork and protect your interests.
• Stay organized: Create a folder (physical or digital) with all your paperwork in one place.

Common Mistakes to Avoid When Using Free FSBO Paperwork

Even small paperwork mistakes can delay or even cancel a sale. Be aware of these common issues:

• Leaving out required disclosures
• Using outdated or incorrect forms
• Not getting buyer signatures on every page
• Forgetting to record the deed with your county
• Not verifying that the title is clear

Take your time, and double-check everything before signing.

Benefits of Using Free Paperwork for FSBO Sales

Going the FSBO route with free paperwork offers many benefits:

• Cost savings: You avoid both agent commission and document service fees.
• Control: You manage every detail of your sale.
• Speed: You can work on your own timeline, not someone else’s.

And when done right, it can feel incredibly rewarding to sell your home on your own terms.

Final Thoughts: You Don’t Have to Do It Alone

Selling a house by yourself might seem overwhelming, but with the right tools and a little patience, it’s completely possible. By using free paperwork for selling a house by owner, you’re taking control of the process and potentially saving thousands of dollars.

Just remember—be thorough, stay organized, and don’t be afraid to ask for professional help if needed. Whether you’re an experienced investor or a first-time seller, being informed is your biggest advantage.

Ready to Sell Without the Hassle?

At RedHead Home Properties, we understand that not everyone wants to deal with agents, commissions, and complicated paperwork. That’s why we’re here to help homeowners like you sell with confidence. If you're looking to sell fast, skip the fees, and keep it simple—we’re just one call away.