Earning ₹20,000 per month? You can still access personal loans from select banks and NBFCs. These loans are designed for salaried individuals with steady income and a good credit profile. While the loan amount may be limited, you can cover urgent expenses like medical bills or home repairs. Choose repayment terms wisely and ensure your EMI is affordable to maintain financial stability while repaying the loan. https://www.mymudra.com/loan/personal-loan-on-20000-salary