Saumya Raut

Saumya Raut

@saumyaraut11

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Saumya Raut @saumyaraut11 adicionou um novo artigo in Business & Finance
2025-10-15 13:18:11 ·

Financing a pre-owned vehicle with confidence

The demand for pre-owned vehicles has grown steadily in recent years. For many buyers, a used car offers excellent value, lower upfront costs, slower depreciation, and the ability to access higher-end models at affordable prices. Yet, much like buying a brand-new vehicle, the financial planning behind a purchase plays a crucial role. This is where a Used Car Loan can make ownership smoother,...

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Saumya Raut @saumyaraut11 adicionou um novo artigo in Business & Finance
2025-10-11 14:48:41 ·

APR rate calculator: How does it affect your Loan?

When you apply for any Loan, be it a Home or other Loans, the first thing you look at is the interest rate. However, the interest rate alone doesn’t tell the whole story about how much your Loan will actually cost you. That’s where the Annual Percentage Rate comes in. An APR calculator helps borrowers understand the complete cost of their Loan. Let us take a closer look at what APR...

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Saumya Raut @saumyaraut11 adicionou um novo artigo in Travel
2025-10-03 12:12:28 ·

4 reasons to own a pickup truck in 2025

Pickup trucks are everywhere now. You no longer see them just on the job site; they are now the vehicle of choice for drivers commuting to the office and for those who need a family haulier. There are many reasons to consider a pickup truck in 2025. Unlike cars and SUVs, pickups are versatile and offer many advantages. Look at some of the top reasons to drive a pickup truck. ...

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Saumya Raut @saumyaraut11 adicionou um novo artigo in Business & Finance
2025-10-03 06:42:11 ·

How to Buy Corporate Bonds: Complete Investor’s Guide

Most of us start fixed-income journeys with deposits. The next step is learning how to buy corporate bonds without getting tangled in jargon. Think of a bond as a formal loan you extend to a company, with a clear timetable for interest and final repayment. With corporate bonds, we are not chasing excitement; we are building predictable cash flows that sit alongside equity and...

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Saumya Raut @saumyaraut11 adicionou um novo artigo in Business & Finance
2025-09-18 11:54:35 ·

Delayed property possession? Here is what you can legally do in India

Buying a home is one of the most significant investments in an individual's life. It brings with it the promise of security and peace of mind. However, for many homebuyers in India, this dream is marred by delays in property possession. Fortunately, Indian laws offer multiple remedies to help homebuyers tackle such delays and seek appropriate legal recourse. Let us explore the legal options...

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Saumya Raut @saumyaraut11 adicionou um novo artigo in Business & Finance
2025-09-15 10:53:42 ·

How are Fixed Deposits Beneficial for Senior Citizens?

With the world around us changing so rapidly, new investment options are continually being introduced to the market. However, some stood the test of time for specific and entire generations. One such option is the Term Deposit Account. It is beneficial for senior citizens who prefer taking no risks at later stages of life. A Fixed Deposit or FD is a financial instrument...

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Saumya Raut @saumyaraut11 adicionou um novo artigo in Business & Finance
2025-09-10 13:06:05 ·

PSU Bonds: A Safe Investment Option Backed by the Government

Here is a simple fact to start. Many Indian savers prefer steady income and low default risk. That is why psu bonds have become a common choice for long term wealth plans. These bonds come from public sector companies where the government holds a major stake which gives investors comfort about timely payments. What are PSU bonds PSU bonds are debt securities issued by public sector...

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Saumya Raut @saumyaraut11 adicionou um novo artigo in Business & Finance
2025-09-09 06:13:41 ·

How to use an APR calculator before choosing a Loan?

Loans with the lowest interest rates may not always be the ideal option for you. Considering the advertised interest rate when calculating the interest cost may not accurately reflect the true cost of borrowing. This calculation does not include subsidiary costs that are involved when you take out a Loan. Hence, what you get at the end of the calculation process is the cost of the Loan, which...

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Saumya Raut @saumyaraut11 adicionou um novo artigo in Business & Finance
2025-09-08 14:14:47 ·

Why founders are using Business Loans for startups to expand their business

When startup founders aim to scale operations, a reliable source of funding becomes essential. Business Loans for Startups are increasingly popular choices because they offer much-needed capital without requiring founders to dilute equity or strain personal resources. Here are reasons why these Loans are empowering entrepreneurs to grow with confidence. Targeted support for growth These Loans...

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Saumya Raut @saumyaraut11 atualizou a foto de perfil
2025-09-08 14:13:00 ·

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